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We are

Zimbabwe’s Preferred Insurance Provider

CredSure Insurance Limited

Since 1965,
Operating in Harare, Zimbabwe.

CredSure Insurance Limited offers bespoke and general insurance solutions for both personal and business needs, delivered through our network of Underwriting Management Agencies, Credit Insurance and Health divisions across Zimbabwe.

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“At CredSure, we safeguard what matters most.”

/ Mr. John Dube, CEO

Our Business

Expertise You Can Trust

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Our Mission

To be the preferred and valued destination for insurance.

Our Core Values

  • The Client
  • Honesty & Integrity
  • Relationships
  • Excellence

Our Vision

Leadership in value creation through innovative, targeted & structured risk management.

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Milestones in

CredSure’s History

Company Founded

Established in 1965 as Credit Insurance Zimbabwe Limited by a consortium of banks, reinsurance companies, the Industrial Development Corporation and the Credit Guarantee Corporation of Africa.

1965
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Berne Union Exit

CredSure voluntarily surrendered its International Union of Credit & Investment Insurers (Berne Union) membership in 2008 due to Zimbabwe’s hyperinflationary environment.

2008
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Group Restructure

ZimRe Holdings Limited (ZHL) attained control of CredSure and injected US$2 million to strengthen the company’s capital base and drive a turnaround strategy.

2017
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Berne Union Readmitted

In May 2022, CredSure was readmitted to the Berne Union, restoring its international standing among leading credit and investment insurers.

2022
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Company Founded

Established in 1965 as Credit Insurance Zimbabwe Limited by a consortium of banks, reinsurance companies, the Industrial Development Corporation and the Credit Guarantee Corporation of Africa.

1965
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Berne Union Exit

CredSure voluntarily surrendered its International Union of Credit & Investment Insurers (Berne Union) membership in 2008 due to Zimbabwe’s hyperinflationary environment.

2008
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Group Restructure

ZimRe Holdings Limited (ZHL) attained control of CredSure and injected US$2 million to strengthen the company’s capital base and drive a turnaround strategy.

2017
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Berne Union Readmitted

In May 2022, CredSure was readmitted to the Berne Union, restoring its international standing among leading credit and investment insurers.

2022
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Company Founded

Established in 1965 as Credit Insurance Zimbabwe Limited by a consortium of banks, reinsurance companies, the Industrial Development Corporation and the Credit Guarantee Corporation of Africa.

1965
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Berne Union Exit

CredSure voluntarily surrendered its International Union of Credit & Investment Insurers (Berne Union) membership in 2008 due to Zimbabwe’s hyperinflationary environment.

2008
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Group Restructure

ZimRe Holdings Limited (ZHL) attained control of CredSure and injected US$2 million to strengthen the company’s capital base and drive a turnaround strategy.

2017
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Berne Union Readmitted

In May 2022, CredSure was readmitted to the Berne Union, restoring its international standing among leading credit and investment insurers.

2022
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Need Help?

FAQ's

When is the time to update my cover?

It is important to update your cover when there are significant changes and events in your life. It is important to review and update son as to protect the most important things in ones’ life. These may include:  Credit expansion  Changes in income  Af

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FAQ's

What happens to my insurance if i stop paying?

You are not covered.

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FAQ's

How long will my claim take?

Each claim is treated differently from home, motor, health and credit insurance. There are a number of factors that affect how long it takes to resolve a claim. The best ways to assist your claim process go more fluently include providing us with all the

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FAQ's

What is credit insurance, and what does it cover?

Credit insurance protects businesses against the risk of non-payment by buyers due to insolvency or prolonged default. It covers both domestic and export credit risks.

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FAQ's

Can I use my credit insurance policy as collateral for a bank loan?

Yes, your policy can be ceded to banks or financial institutions as collateral. This involves a tripartite agreement between you, the bank, and CredSure, outlining the coverage and indemnity limits.

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FAQ's

What happens if a buyer goes bankrupt?

In the event of a buyer's bankruptcy, your credit insurance policy will cover the loss, initiating the claims and collections process to recover the owed amount.

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FAQ's

How is the premium for credit insurance calculated?

Premiums are typically calculated as a percentage of your company's turnover, considering both financially stable and weaker customers.

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Where We Are Now

Shareholders Profiling

CredSure is a proud member of the Zimre Holdings Limited Group (ZHL). ZHL is a Zimbabwe Stock Exchange listed holding company founded in 1983 with foundations in making insurance a necessity and wealth creation a reality for Zimbabweans and Africans as a whole. ZHL uses its client-facing brands, CredSure, Zimre Capital, Fidelity Life Assurance Zimbabwe Limited and Zimre Property Investments Limited to provide quality investment opportunities and financial wellness to its diverse clients and shareholders.